We outline some of the most popular options for raising large amounts of money safely While we’d all like to have a chunky ‘rainy day’ reserve on hand to call upon in emergencies, for many people that’s not possible. But, if you do need to raise a big chunk of money...
Funding an extension to your home If you’ve run out of space in your property but don’t want to move to a new one, a home extension can be a great way of adding the extra room you need. Moving somewhere bigger isn't always affordable, especially once you add on the...
How can a change in your financial circumstances affect your ability to make repayments on your mortgage No-one can foresee what will happen in the future, but you do not need a crystal ball to see that a change in your financial circumstances may affect your ability...
Self Employed? You will need your SA302 to buy a home Over 5.5 million UK taxpayers have less than a month to submit their Self-Assessment tax return. The deadline is 31 January and HMRC has warned that a penalty will apply for those who do not meet the deadline. The...
How the government is trying to help you to buy your first or next home If you are finding it a bit of a struggle to get onto or move up the property ladder, do not give up on your plans just yet. There may be government homebuyer schemes that could help you: Help to...
The Competition and Markets Authority (CMA) has taken a close look at how companies are penalising customers for sticking with companies rather than moving to better deals You would probably assume that most businesses would reward their most loyal customers by giving...
What are the benefits of an offset mortgage? An offset mortgage can help you to save money on your mortgage by enabling you to either shorten the term so that you become mortgage-free sooner than you would normally be, or by reducing the amount needed for your...
Gifted deposits: what you need to know A gifted deposit is an amount of money that is typically given by one member of family to another (but can be from anyone from a friend to an employer) with the aim of forming all or at least part of the money needed for a...
Should you get a long or short term mortgage? A ‘term’ means the length of time you spread your loan repayments over. When people are looking for a mortgage, many don’t realise there are other options than the ‘standard’ 25 year term. In fact, very often this is the...