We outline some of the most popular options for raising large amounts of money safely While we’d all like to have a chunky ‘rainy day’ reserve on hand to call upon in emergencies, for many people that’s not possible. But, if you do need to raise a big chunk of money...
Funding an extension to your home If you’ve run out of space in your property but don’t want to move to a new one, a home extension can be a great way of adding the extra room you need. Moving somewhere bigger isn't always affordable, especially once you add on the...
Secured loans have become more popular in the UK in recent years, and can be a great option for homeowners looking to raise some cash. But how are they different from a traditional mortgage? And how do you go about getting one? What is a secured loan? Unhelpfully,...
If you own a property, you aren’t limited to having just one mortgage secured against the bricks and mortar you own. You can take out a second mortgage too, which can come in useful for all sorts of reasons, from funding home improvements to clearing your debts. But...
A homeowner loan is a type of loan that’s only available to… well, people that own their own home. Pretty obvious, right? And, whether you're planning on finally getting that extension you've been dreaming of for years or you need some help tackling your other debts,...
You’ve might have heard debt consolidation described as “rolling up all of your debts into one payment”, and that’s pretty much the gist of it. Instead of paying back smaller amounts to lots of different providers, debt consolidation works by taking all of the money...
Sometimes, a lick of paint or some fresh wallpaper is all it takes to spruce up your home and make it feel new. Other times, you can’t help but find yourself daydreaming about bigger, more exciting projects. Like that home gym you’ve always wanted... Or converting the...
A jargon-free look at the pros and cons of different credit options There are many different credit options out there: from credit cards and payday loans to second mortgages and remortgaging. With so many choices, how are you supposed to know which is the best credit...
Savvy home improvements that a secured loan could fund – and will add value to your property With house prices high but with so few homes on the market, many people are staying put in their current home and choosing to carry out renovations, rather than moving to a...