Credit Help

You’ll find the basics on loans and borrowing here, including everything from types of loans and how they can help you, advice on improving your credit score to a financial dictionary that explains everything without the usual credit and loan jargon.

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What does APR mean with loans and mortgages?

What does APR mean with loans and mortgages?

APR is the official rate used to help you understand the cost of borrowing If you’re looking to borrow money in the UK, using anything from a mortgage or remortgage to an unsecured loan or secured loan, you’re absolutely certain to come across the term ‘APR’. But what...

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7 random things that can hit your credit score

7 random things that can hit your credit score

Here are a few possible reasons your credit score could drop Ever checked your credit score only for it to be lower than you’d expected it to be? Well, it’s surprisingly easy to hurt your credit score without realising you’ve done anything to impact it, including: 1....

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Debt consolidation with bad credit

Debt consolidation with bad credit

Your credit score can be improved with a debt consolidation loan Is debt consolidation the right option for you? Debt consolidation works by combining multiple different debts into one, more manageable loan. If you have a number of personal loans, credit card balances...

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