Cookies Policy
Introduction
At Loan.co.uk, we are committed to ensuring that your privacy is protected and that we provide you with the best possible experience when you visit our website. This Cookie Policy explains what cookies are, how we use them, and how you can manage your preferences.
What Are Cookies?
Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work efficiently, as well as to provide information to the owners of the site.
Cookies allow a website to recognize a user’s device and store some information about the user’s preferences or past actions. They help enhance your experience by remembering your settings and preferences when you return to a website.
How We Use Cookies
We use cookies to:
• Ensure Website Functionality: Some cookies are essential for the operation of our website. They enable you to navigate our site and use its features, such as accessing secure areas and completing application forms for loans, mortgages, and insurance products.
• Enhance User Experience: Cookies help us remember your preferences, so you don’t have to re-enter information each time you visit. This includes remembering your login details and customizing your experience based on your previous interactions.
• Protect Our Customers and Prevent Fraud: We use cookies to enhance security on our website and help prevent fraudulent activity.
• Analyze Website Usage: Cookies collect anonymous data on how visitors use our website. This helps us understand visitor behavior and improve our website’s performance and design.
• Marketing Purposes: Cookies allow us to deliver relevant advertisements to you, measure the effectiveness of our marketing campaigns, and limit the number of times you see an advertisement.
• Social Media Integration: We include links to social networks like Facebook and Twitter. If you interact with this content, the social networks may use information about your interactions to tailor advertising on their platforms.
Types of Cookies We Use
We use the following categories of cookies:
1. Session Cookies
• Purpose: These are temporary cookies that remain on your device only during your visit to our website. They enable basic functionalities like navigating between pages and accessing secure areas.
• Examples:
• Keeping you logged in during your visit.
• Remembering selections in forms as you navigate through our website.
2. Persistent Cookies
• Purpose: These cookies remain on your device after you have visited our website. They help us recognize you as a unique visitor when you return, allowing us to remember your preferences and personalize your experience.
• Examples:
• Remembering your login details for future visits.
• Saving your language and region preferences.
3. Analytical/Performance Cookies
• Purpose: These cookies collect anonymous information about how visitors use our website. They help us understand which pages are most popular, how visitors move around the site, and if they encounter errors.
• Examples:
• Google Analytics cookies that track website usage statistics.
• Cookies that monitor website traffic and user behavior.
4. Targeting/Advertising Cookies
• Purpose: These cookies are used to deliver advertisements that are relevant to you and your interests. They also help us measure the effectiveness of our advertising campaigns.
• Examples:
• Cookies that track the effectiveness of our promotions.
• Cookies set by advertising networks to display relevant ads on other websites.
5. Social Media Cookies
• Purpose: These cookies allow you to share content from our website on social media platforms. They may also be used by the social media platform to deliver targeted advertising.
• Examples:
• Facebook “Like” or “Share” buttons.
• Twitter “Tweet” buttons.
Third-Party Cookies
We may work with third-party organizations that use their own cookies on our website. These cookies are managed by the third parties and are often used for analytical or advertising purposes.
• Google Analytics: We use Google Analytics to collect information about how visitors use our site. Google Analytics uses cookies to gather statistical data. For more information, visit Google’s Privacy Policy.
• Social Media Platforms: Social networks may set cookies through our website for purposes such as advertising or tracking.
Please note that we have no control over third-party cookies.
Managing Cookies
You have the right to decide whether to accept or reject cookies. However, please be aware that disabling cookies may impact the functionality and features of our website.
Browser Settings
Most web browsers allow you to control cookies through their settings preferences. You can set your browser to:
• Accept all cookies
• Reject all cookies
• Notify you when a cookie is set
To manage cookies, consult the “Help” section of your browser or visit:
• For desktop browsers:
• Google Chrome
• Mozilla Firefox
• Microsoft Edge
• Safari
• For mobile browsers:
• Refer to your device’s user manual or support documentation.
Opt-Out of Third-Party Cookies
• Google Analytics Opt-Out: Install the Google Analytics Opt-out Browser Add-on at https://tools.google.com/dlpage/gaoptout.
• Advertising Cookies: Visit Your Online Choices to opt-out of interest-based advertising from participating companies.
Deleting Cookies
You can delete cookies stored on your device by clearing your browser’s cookies. Instructions can be found in your browser’s “Help” section.
Do Not Track Signals
Our website does not currently respond to “Do Not Track” signals. However, you can adjust your browser settings to refuse cookies or alert you when cookies are being sent.
More Information About Cookies
For more detailed information about cookies and how to manage them, visit:
• www.aboutcookies.org
• www.allaboutcookies.org
Consent to Use Cookies
By continuing to use our website without changing your settings, you consent to our use of cookies as described in this policy.
Changes to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. When we make changes, we will update the “Version” and “Effective Date” at the end of this policy.
We encourage you to review this policy periodically to stay informed about how we use cookies.
Contact Us
If you have any questions or concerns about our use of cookies, please contact us:
• Email: support@loan.co.uk
• Phone: 0800 234 5678
• Address: Loan.co.uk Limited, 46 Alexandra Street, Southend-On-Sea, Essex, SS1 1BJ
Version: 1.2
Effective Date: 24 September 2024
Summary
At Loan.co.uk, we use cookies to enhance your experience, analyze website usage, and deliver personalized content and advertisements. You have control over cookies and can manage your preferences through your browser settings. For the best experience on our website, we recommend that you enable all cookies.