Bridging loans made simple
Flexible Award Winning Bridging Loans
Your Dreams, Our Mission
Unlock the Power of a Bridging Loan
Need some extra funds for your next project?
A bridging loan might be just what you’re looking for.
At Loan.co.uk, we’re passionate about offering the best bridging loans in the UK.
We aim to make the process as simple and straightforward as possible.
With our dedicated team by your side, you’ll get a quick, transparent service tailored just for you.
Dive into our user-friendly website, fill out the short form, chat with our friendly advisors, and see why we’re the preferred choice for bridging your financial gaps.
Low-Cost Bridging Loans
✓ Borrow from £25,000 to £50 Million
✓ No upfront broker fees, hidden costs or charges.
✓ Expert-friendly bridging loan advice
✓ Always get the lowest rate available for you.
✓ Partnered with all leading bridging loan lenders
✓ Income proof is not normally needed.
✓ Up to 100% of the purchase price.
✓ 1000’s of 5-star reviews.
As featured in
Any Purpose Bridging Loans
- Securing buy-to-let properties
- Initiating commercial projects
- Funding residential purchases
- Covering inheritance tax needs
- Managing probate costs
- Investing in BTL opportunities
- Refinancing existing assets
- Boosting your capital
- Maintaining a healthy cashflow
- Preventing property chain breaks
- Purchasing ahead of a sale
- And numerous other purposes!
Property Chain Broken?
If someone in the chain has had their mortgage turned down, a bridging loan can get everyone moving again.
Our loans can be approved and disbursed quickly, allowing you to complete your property purchase without delay.
Need extra funds?
Refurbishing a property and running out of funds? A bridging loan can tide you over until the property is ready for a remortgage.
They’re perfect for completing renovations and boosting property value.
Buying at auction?
Eyeing an auction property or up against the clock? Our bridging loans are prompt and uncomplicated, tackling most buying challenges.
With auctions, every moment counts – we ensure speedy loan approvals.
Do you want the Best Value Bridging Loan in the Market?
“One of the best services I’ve used in my life” Kimberley Ramsey @ Trustpilot
5-Star Advice
- Friendly & easy to talk to: Your own dedicated UK advisor
- The confidence you are getting the best advice from some of the most experienced advisers in the country
- Everything transparent
- No sales; you always come first
"they explained everything super clearly and a first class service from start to finish"
The Easiest Process
- Your own personal processor (friendly human) to sort any documents
- Let us (and our bots) do the boring stuff while you relax
- Fast & simple & easy
- Full In-App transparency
"Loan.co.uk helped us through every step and made the whole process an enjoyable one"
What is a Bridging Loan?
A bridging loan is a short-term financial solution, ideal for covering the gap when transitioning between property sales. Usually lasting up to 12 months, these loans can be a lifesaver when you face unexpected hitches in selling your home. A bonus? Interest is incorporated into the total amount, so there are no monthly bills to worry about.
Imagine this scenario: You’re on the brink of securing your dream home, but there’s a delay in selling your current property. Instead of missing out on your new home, a bridging loan can fund your purchase. Once you finalise the sale of your old house, you can then settle the loan in one go. It’s a seamless way to ensure your property journey stays on track
What can I use a Bridging Loan for?
Bridging loans are an excellent choice for various property ventures. Are you dreaming of a new home, but your current one hasn’t sold? A bridging loan can be your speedy ticket to securing that dream without a hitch. Once you’ve sold your previous home, settling the bridging loan in full.
For the property developers among us, if you’ve discovered the ideal fixer-upper or have visions of constructing anew, a bridging loan is your key to unlocking those dreams. Use the funds to jumpstart your project and repay once your masterpiece is sold.
Considering expanding your property portfolio with a buy-to-let? Let a bridging loan assist. It paves the way for you to acquire that prime rental spot, transitioning to a traditional buy-to-let mortgage once it’s tenant-occupied.
From an award-winning broker
Low-cost bridging loans from £25,000 to £100 million.
“Loan.co.uk were excellent in dealing with our bridging loan. We were kept well informed, all questions explained and answered succinctly and the loan was swift. Thanks so much for your help and attention.“
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“Loan.co.uk have been excellent in negotiating a bridging loan. They have professionally offered a level of commercial and financial advice well beyond the original scope of works, with a level of understanding which is a credit to them as individuals as well as to Loan.co.uk. I would strongly recommend their services to any of my network.”
Verified clients @ reviews.co.uk
Can I use a Bridging Loan for Business or Tax Bill?
Yes, it’s not all about buying property. Bridging loans can also be a lifeline for business ventures. A bridging loan can be an excellent choice if you’re looking to start a new enterprise or inject some cash into an existing one and need the funds quickly.
Similarly, bridging loans can offer a speedy solution if an unexpected tax bill lands on your doorstep or you need to sort out a divorce settlement. They provide the financial buffer you need, allowing you to settle these bills and repay the loan at a pace that suits you.
Lastly, bridging loans can be incredibly beneficial for property developers and investors buying at auction. Auctions often require a deposit to secure a purchase at short notice, and traditional financing methods may not be fast enough. A bridging loan can offer a quick response time to secure your winning bid.
In essence, the beauty of bridging loans lies in their flexibility. These loans can provide a swift and efficient financial solution, whether it’s property purchases, business ventures, unexpected bills, or auction wins.
No upfront fees
We never charge an upfront fee and you should never pay one to any company for access to a bridging loan.
Fast decisions
Short application form to give you an instant, accurate bridging loan quote.
Easy online system
We do everything for you. It’s all online and transparent so you instantly know all about your bridge.
Your bridging loan in 4 simple steps
Tell us how much you would like to borrow
Use our quick online bridging loan application form to get things moving fast.
Make sure you are happy with the rate
Good to go? Now’s the time to make sure that you’re happy with your bridging loan and rate. And you’re confident of your exit plan.
Chat with the lender
Taking out a large loan? Our lender will give you a quick call to discuss the loan. It’ll only take a few minutes and protects you and the lender.
Receive your bridging loan
And it’s done! And things will be even simpler if you fancy using our service again.
Don’t just take our word for it
4.97/5 Rating 
Anonymous
Excellent teamwork. House not mortgagable at the moment so Loan.co.uk arranged a bridging loan and they didn’t take their foot off the pedal. Got the money through mega quick and can now start work on the house to move in late summer. Once again, thanks team
VERIFIED REVIEW
Julia
I spoke to Loan.co.uk while waiting for another company to come back to me about a bridging loan. They got me an offer in principle in a couple of hours. They were professional and helpful at every stage, worked hard to achieve our time scales for funding and chased things to keep it all moving. I would recommend loan.co.uk they were cheaper, quicker, professional and friendly. And a big thank you. You made the process as painless as possible.
VERIFIED REVIEW
Antony Drew
I cant recommend you enough. Loan.co.uk helped navigate a complicated bridging loan and assisted every step of the way. Superb service and as I’ve already said many thanks for the professional and excellent customer service.
VERIFIED REVIEW