Secured Loans Made Simple,
Save £1,000s
Save Up to 50% on Costs Today.
Best Rates & Best Value.
Secured Loans for Every Purpose
Save money each month by consolidating your expensive debt.
Doing some home improvements? Need a new kitchen or extending your home?
Whatever the reason we will find the perfect solution.
Low-Cost Secured Loans
✓ From £15,000 to 1.5 million
✓ Free property valuation
✓ No upfront fees or hidden charges
✓ High loan-to-value available
✓ Poor credit plans available
✓ Multi-award winning service
Up to 50% lower costs than all other major brokers
Voted: Secured Loan Broker of the Year
“Excellent company, half the price of competitors” Timothy Healy @ Reviews.co.uk
Do you have crippling monthly bills?
“Loan.co.uk reduced my payments from £1,500 to less than £300 – Lifechanging ” Ben @ Trustpilot
Tired of Those Steep Monthly Bills?
Are credit card bills and loans stretching your budget? Have home improvements been put on the back burner? We’re here to help you simplify your debts and save money each month. Our debt consolidation plan makes it possible.
Cut up to 75% off your Monthly Payments by Consolidate Your Debt
One Small, Simple
Monthly Repayment
Worn out juggling multiple debts and high payments? With a consolidation loan from Loan.co.uk, you could save up to 75% on your monthly repayments. We’ll give you the breathing room you need to take control of your finances.
Regain Control – Consolidate Your Debts Today
Imagine combining all your debts into one easy, manageable payment. You can simplify your life and get back on track. Plus, you might even free up some extra funds for those home improvements you’ve been dreaming about.
Don’t let debt control your life any longer. Let’s take the first step towards your financial freedom—together.
“Loan.co.uk rescued us from a mountain of debt. The best thing we have ever done. We now save so much every month, we can have a life again.” Julie @ Trustpilot
Up to 50% lower costs than all other major brokers
Voted: Secured Loan Broker of the Year
BEST VALUE
Catch Z’s,
Not Fees
- Rest easy with up to 50% lower costs
- No upfront fees & Lowest Rates
- Free property valuation & legal costs
“their fees are the cheapest in the market, and they really do care about getting you the right product”
BETTER SERVICE
Say hello to
5-star service
- No sales pressure – just genuine support
- Friendly UK experts ready to help
- Transparent journey with our easy-to-use app
“they explained everything super clearly and a first class service from start to finish”
Up to 50% lower costs than all other major brokers
Voted: Secured Loan Broker of the Year
As featured in
Your easy, 3-step journey to the Ideal loan
Finding the right loan doesn’t have to be overwhelming. Let Albot, our friendly AI helper, guide you to the best rates—quickly and effortlessly.
1. Fast Online Application: Our simple chat process takes the hassle out of loan searching. No paperwork, and it won’t affect your credit score.
2. AI-Powered Matchmaking: Albot instantly compares thousands of loans from top lenders to find your perfect match at the best possible rate.
3. Relax! Let us handle the heavy lifting. Just sit back until your loan arrives.
Ready to let Albot work its magic? It’s simple, stress-free, and totally secure.
Up to 50% lower costs than all other major brokers
Voted: Secured Loan Broker of the Year
Real Stories from People Like You
Debt Consolidation Reviews
Home Improvement Reviews
D. Straun
“From start to finish, the whole experience has been amazing!
No complaints whatsoever, all so very supportive I would definitely recommend this company to help with all your financial needs if I could give 15 stars, I would!”
VERIFIED REVIEW
Mrs Marks
“I can highly recommend the overall service. Loan.co.uk gave the best offer and sorted everything for me on a very professional basis. Cannot praise them enough.”
VERIFIED REVIEW
Angela Jones
“Loan.co.uk have been brilliant, they managed to get a secured loan to consolidate all of my debt and a big chunk of cash to remodel my garden and buy a hot tub. saving me £700 a month.”
VERIFIED REVIEW
Will
“Professional and responsive service from our adviser Amy and case manager Lauren – our secured loan was processed and completed in less than 2 weeks!
The app is really useful and loan.co.uk found the best rate and lowest fees I could find online. Recommended!”
VERIFIED REVIEW
Anonymous
“My experience with David from Loan.Co.Uk has been amazing.
He was so professional and he got us a really good deal in less than 24 hours . So grateful for his hard work as he secured us our Loan.”
VERIFIED REVIEW
Dan
“I applied for a fixed secured loan via loan.co.uk even though I had less than perfect credit score the team was able to secure me the loan I needed.
They are quick to reply once the application process is started and replied to all emails quickly”
VERIFIED REVIEW
Anon
“Wow! I have slept easy for the first time in years!
Loan.co.uk have been amazing from the first enquiry. Sophie was our first contact who went through our situation and then explained options. Then we were passed to Stacey who has managed our case and has been fantastic. She has guided us through a very daunting process of debt consolidation / secured loan and has been reassuring at every point. Both were super efficient at responding to emails and queries.
Our monthly outgoing has gone from about £1800 (and rising due to interest) to £759. Absolutely, 100% recommend.”
VERIFIED REVIEW
Shaun Flanagan
“Excellent service throughout ! After applying for multiple secured loans with a various brokers I almost gave up no one seemed to be able to help .. until I received a call from Stacey at loan.co.uk.
Stacey was super helpful right from the off , a pleasure to deal with she made the whole process simple and painless , Stacey managed to find a company who could help Me she provided me regular updates regarding my application progress , I had the money in my account in no time.
If you are looking for a Loan I highly recommend Loan.co.uk thanks Stacey if could give more than 5 stars I would”
VERIFIED REVIEW
Matthew Frary
“Applied for a secured loan, everything was prompt and efficient, called when they said and instantly felt at ease with the company.
The advisor that called me Jo was one of the nicest people I’ve ever spoken too on the phone and could not have been more helpful. I had a change of plan a few weeks later, and as soon as most companies realise that you would be able to detect a change of tone. Not in this case.. she was still polite, friendly and assured me if I needed anything in the future they’d be there to help.
Jo is an absolute credit to the company and I won’t hesitate to use them in the future.”
VERIFIED REVIEW
Secured Loan Reviews
Second Charge Reviews
Mortgage Reviews
Remortgage Reviews
Bridging Loan Reviews
Insurance Reviews
Winner: Specialist Broker of the Year
Winner: Secured Loan Broker of the Year
Winner: What Mortgage Awards
Finalist: UK FinTech Awards
Up to 50% lower costs than most other major brokers
Secured loans use your property as security. If you fall behind on payments, your home is at risk.
Consolidating debt may increase the repayment term and total amount repaid.
We are a broker, paid commission to arrange secured loans. Broker fees are subject to status, loan amount and lender plan. Rates depend on your circumstances. Loans are subject to approval.
Representative Example for secured loans & Second Charge Mortgages: If you borrow £18,000 over 10 years, initially on a fixed rate for 5 years at 7.4% and for the remaining 5 years on the Lender's standard variable rate of 7.9%, you would make 60 monthly payments of £249.27 and 60 monthly payments of £254.63. The total amount of credit is £19,657 (this includes a Lender Fee of £595 and a Broker Fee of £1,062). The total repayable would be £30,234.00. The overall cost for comparison is 10.42% APRC representative. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 4.9% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.
Secured Loans have a minimum term of 36 months to a maximum term of 360 months. Maximum APRC charged 29%. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.