Dream Big, Borrow Smart!

Get Your Perfect Loan or Mortgage, Simple & Stress-Free

We believe in offering the best-value Loans & Mortgages in the UK

5 pink stars

4.9/5  Rated 'Excellent'

5,000+  5-Star Reviews

on Reviews.co.uk & Trustpilot.com

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Couple sitting on sofa discussing loans

Let’s Bring Your Big Plans to Life

We’re here to help you make it happen – Together!

Life’s big moments deserve the right support. Whether you’re:

loan and mortgage purpose

Searching for your dream home
Refreshing your current one
Simplifying your debts to save money each month
Improving current mortgage or loan rates
Celebrating a family milestone
Growing your business

Whatever you’re aiming for, we’re here to help you achieve it with the best value loans and mortgages tailored just for you.

Ready to get started? Let’s make your plans a reality—together.

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 “One of the best services I have used in my life”  Kimberley Ramsey – Trustpilot

Winner: Specialist Broker of the Year

Why Choose Loan.co.uk ?

Because your goals are our top priority.

At Loan.co.uk, we’re committed to offering you the best value for mortgages and loans in the UK. We always put you first—no matter what.

Meet Albot—Your Super-Smart Friend in Finance

Imagine having a friendly expert who can sort through thousands of options to find the best deal just for you. That’s Albot, our AI-powered assistant working tirelessly to ensure you get the loan or mortgage you need, without any hassle.

With Albot by your side, you’ll enjoy the lowest available rates and the simplest process. It’s like having a personal finance whiz helping you every step of the way.

Ready to experience the Loan.co.uk difference?

The company’s AI helper, Albot, can search thousands of lenders’ offers in less than a second while matching more than 10,000 criteria, delivering the lowest rate appropriate for the applicant’s circumstances.

Winner: Specialist Broker of the Year

Winner: Secured Loan Broker of the Year

Winner: What Mortgage Awards

Winner: The Mortgage Awards

Winner: Money Age Awards

Finalist: UK FinTech Awards

As featured in

Best-Value Loans & Mortgages

Let’s Make it Happen – Get Your Free Quote Now!

Consolidate Your Debt & Cut up to 75% off your Monthly Payments

Secured loans debt consolidation example

One Small, Simple

Monthly Repayment*

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 “Loan.co.uk reduced my payments from £1,500 to less than £300 – Lifechanging Ben @ Trustpilot

Fast and Simple Loan or mortgage search with Loan.co.uk

 

Finding the perfect loan or (re)mortgage has never been easier, thanks to our clever AI companion, ALBOT!

Our friendly AI, Albot,  will analyse thousands of loans and mortgages from hundreds of lenders in seconds. The lowest rates for your unique situation will be displayed instantly online.

It’s speedy, it’s straightforward, and it’s as simple as 1-2-3. Apply now and let ALBOT work its magic!

Apply for a loan on mobile

1. Fast Online Application: Our lightning-fast online application takes the pain out of loan or mortgage searching. No paperwork, no impact on your credit score.

2. AI-Powered Matchmaking: Albot works its magic, instantly comparing thousands of options to find the ideal loan or mortgage for you, at the best possible rates.

3. Relax! Let us do the heavy lifting. Just sit back until your loan or mortgage arrives.

Quick and easy application. Free expert advice. Credit check friendly.

Up to 50% lower costs than most other major brokers

Voted: Secured Loan Broker of the Year

Transparency and Clarity with Loan.co.uk

Fed up with pushy salespeople and lengthy processes? We believe in making everything clear and easy to comprehend. With no hidden fees or unpleasant surprises, you’ll see just how simple and quick securing finance can be.

We keep costs to a minimum, and we hope you will agree that we offer the best-value loans and mortgages in the UK

Loan finance
Loan finance
Affordable loan finance
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 “The whole process was fantastic”

5 pink stars

4.9/5  Rated 'Excellent'

5,000+  5-Star Reviews

on Reviews.co.uk & Trustpilot.com

D. Straun

5 pink stars
From start to finish, the whole experience has been amazing! No complaints whatsoever, all so very supportive I would definitely recommend this company to help with all your financial needs if I could give 15 stars, I would!

 

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Mrs Marks

5 pink stars
“I can highly recommend the overall service. Loan.co.uk gave the best offer and sorted everything for me on a very professional basis. Cannot praise them enough.” 

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Angela Jones

5 pink stars
“Loan.co.uk have been brilliant, they managed to get a secured loan to consolidate all of my debt and a big chunk of cash to remodel my garden and buy a hot tub. saving me £700 a month.”

 

pink-tick-small-iconVERIFIED REVIEW

Why Loan.co.uk is Your Top Choice?

Choosing Loan.co.uk isn’t just about getting a loan or mortgage; it’s about experiencing the confidence and comfort that comes with our UK-leading, AI-Powered Loan and Mortgage Brokerage services.

Here’s why we’re the top pick for value and trust:

  • Credit Score Friendly: Dive into our online searches without a worry! They’re designed to be completely friendly to your credit score.
  • Unbiased AI at Your Service: Meet ALBOT, our impartial AI wizard! ALBOT expertly navigates through more than 5,700 loans and mortgages, ensuring you get options that truly fit your needs.
  • Exclusive Deals Just for You: We’re all about those special rates and plans. Thanks to our partnerships with select lenders, we bring you deals that you won’t find anywhere else.
  • Highly Praised by Thousands: With over 5,000+ 5-star reviews, our customer-first approach is fully appreciated by our valued clients. Loan.co.uk’s friendly experts and our efficient, easy-to-use systems have won hearts across the UK.
  • Your Best Rate, First: With us, it’s always about what’s best for you. We make sure to offer you the best available rate right from the start.
  • Support for All Credit Histories: Worried about your credit score? Don’t be. We specialize in finding solutions, even if your credit history isn’t picture-perfect.

At Loan.co.uk, we’re more than just a service – we’re your partner in making finance simple and accessible. Discover the Loan.co.uk difference today!

*Secured loans and Mortgages use your property as security. If you fall behind on payments, your home is at risk.
Consolidating debt may increase the repayment term and total amount repaid.
We are a broker, paid commission to arrange loans and mortgages. Broker fees are subject to status, product,  amount borrowed and lender plan. Rates depend on your circumstances. Loans and mortgages are subject to approval.