Detoxing your finances
UK households have been on a 'borrowing binge' in recent years, triggered in part by low interest rates and stagnant wages. TUC figures show that the average UK households unsecured debt is now £13,000; this includes personal loans, credit cards, store cards, over drafts, etc.
Home improvements that pay for themselves!
If you’re a home owner, it’s likely that you’ve found yourself in a perpetual cycle of home improvements. Whether that’s wallpapering, painting or gardening, improving your home can be a tough slog but it’s usually incredibly rewarding.
Financial Guidance: Beware of ERCs, the hidden cost that could set you back £1000’s
When shopping for financial products, particularly on comparison websites, the easiest point of comparison is the Annual Percentage Rate (APR). But the smallest APR doesn’t always translate to being the cheapest product, especially when it comes to mortgages.