The blog

Help them to flourish
16 June 2017 | Financial Guidance

Help them to flourish

Loan.co.uk launches new guides for parents and children relying on the Bank of Mum and Dad

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UK Household debt hits record high
16 May 2017 | Financial Guidance

UK Household debt hits record high

Are you concerned about the amount of debt you have? If so, you’re not alone!

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Is using a limited company better for tax?
8 May 2017 | Financial Guidance

10 Tips to Reset the Debt

Our top ten tips infographic guides you through a collection of ideas that could help you take control of your debt.

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Bank of Mum and Dad
23 March 2017 | Financial Guidance

The 'Bank of Mum and Dad'

Why the 'Bank of Mum and Dad' could be the answer for cash-strapped offspring as they look to step onto the housing ladder.

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UK Household debt hits record high
16 May 2017 | Financial Guidance

UK Household debt hits record high

Are you concerned about the amount of debt you have? If so, you’re not alone!

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Is using a limited company better for tax?
6 March 2017 | Financial Guidance

Is using a limited company better for tax?

If you are a buy-to-let owner, you could start to feel the pinch of upcoming tax changes – but what are your options to help prevent you from slipping into the red?

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Do up or Sell up
27 February 2017 | Financial Guidance

‘Do up’ or ‘Sell up’

Deciding whether to move or improve your current home can be a big decision. To help you decide between doing up or selling up, we’ve looked at the good, the bad and the ugly of both.

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The buy-to-let hotspots of the future
20 February 2017 | Financial Guidance

The buy-to-let hotspots of the future

Once new tax rules bite in 2020, where are the best and worst areas for landlords to invest?

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Don't move, improve
13 February 2017 | Financial Guidance

Don't move, improve

The number of homemovers falls for first time in five years, as the costs associated with moving on continues to soar.

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Paul McGerrigan, CEO of Loan.co.uk
20 January 2017 | Financial Guidance

Detoxing your finances

UK households have been on a 'borrowing binge' in recent years, triggered in part by low interest rates and stagnant wages. TUC figures show that the average UK households unsecured debt is now £13,000; this includes personal loans, credit cards, store cards, over drafts, etc.

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13 December 2016 | Financial Guidance

Loan.co.uk announces acquisition of award winning Only Bridging

Today, Loan.co.uk announced that they have taken a majority controlling stake of Only Bridging, the second mortgage, bridging, development and commercial finance brokerage. In the past six months, Loan.co.uk has opened additional offices in Northern Ireland and Cardiff and this now takes them to 4 regional offices across the UK.

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19 October 2016 | Financial Guidance

How to turn a mountain of debts into one smaller monthly repayment

Struggling to manage and repay multiple debts? Did you know that if you own your own home, you could quickly reduce the interest rate on your debts as well as your monthly repayments using a second mortgage?

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22 September 2016 | Recent News

Loan.co.uk opens regional operations branch in Wales

Today Loan.co.uk announced further expansion with the official opening of another regional operations branch in Wales.

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09 September 2016 | Financial Guidance

Budgeting: The devil’s in the detail!

Do you ever wonder where your money actually goes? Most of us have a pretty good handle on our big, fixed, expenses; most of us know approximately our mortgage repayments, utilities and council tax. But it’s the little expenses that can soon add up and leave us scratching our heads. When it comes to budgeting, the devil truly is in the detail!

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22 August 2016 | Recent News

Home improvements that pay for themselves!

If you’re a home owner, it’s likely that you’ve found yourself in a perpetual cycle of home improvements. Whether that’s wallpapering, painting or gardening, improving your home can be a tough slog but it’s usually incredibly rewarding.

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17 August 2016 | Recent News

Loan.co.uk opens Northern Ireland branch

Loan.co.uk have today announced the official opening of their Northern Ireland branch. The experienced team in Belfast will service second mortgage, bridging and commercial loan markets for Northern Irish customers and brokers, as well as mainland based businesses.

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12 August 2016 | Recent News

More money for UK households

Last week the Bank of England announced a drop in their base rate, taking us to a new historic low of 0.25%. This is good news for many UK households who are expected to benefit from having more money in their pockets.

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28 July 2016 | Financial Guidance

Debt reality check: Sort it now to save heart ache later!

Overspending is a pretty easy thing to do in the modern world. Unlike previous generations, we’re no longer restricted to spending the money we already have.

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20 July 2016 | Financial Guidance

Your free ticket to a cheaper future

With ClearScore celebrating its first birthday last week, we wanted to take a brief moment to run through a quick credit score guide and explain why you should jump on the band wagon and get free access to your credit score.

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12 July 2016 | Financial Guidance

Financial Guidance:
Re-mortgage alternatives for "Happy Trackers"

Since the FCA and the EU commission triggered the launch of new affordability measures in the UK, the resulting "Mortgage Prisoners" have had a lot of coverage. And rightly so! Being locked out of better and cheaper deals on the basis of affordability, is not in the best interest of UK consumers.

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5 July 2016 | Financial Guidance

Financial Guidance: Beware of ERCs, the hidden cost that could set you back £1000’s

When shopping for financial products, particularly on comparison websites, the easiest point of comparison is the Annual Percentage Rate (APR). But the smallest APR doesn’t always translate to being the cheapest product, especially when it comes to mortgages.

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Paul McGerrigan, CEO of Loan.co.uk
28 June 2016 | Ask the Expert

Ask the expert: How will Brexit impact Loan.co.uk?

I am sure that many of you are concerned about the possible implications of the recent referendum results for the UK as a whole and the mortgage and finance markets in particular.

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Paul McGerrigan, CEO of Loan.co.uk
25 September 2015 | Ask the Expert

Ask the Expert: What can I do to save money?

Christmas is always a time when people feel their finances get stretched – and with the season just around the corner, what better time to make sure you have your finances in check?

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Paul McGerrigan, Loan.co.uk CEO
18 September 2015 | Ask the Expert

Ask the Expert: What steps should I be taking to counter the looming interest rate rise?

This week’s blog post takes a look at what if any steps should be taken by consumers ahead of the looming interest rate rise.

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Paul McGerrigan, CEO of Loan.co.uk
04 September 2015 | Ask the Expert

Ask the Expert: How can I control my credit card spending?

Our weekly financial FAQ series of posts continues, this time looking at how to control credit card spending.

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28 August 2015 | B2B

Couple takes £400k second mortgage to fund conversion, without having to raid their pension pot

Loan.co.uk discusses how the final borrowing agreement represented a huge saving on the losses the couple would have incurred by releasing capital from their pension pot.

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28 August 2015 | Ask the Expert

Ask the Expert: What are the consequences of not keeping up with payments for my second mortgage?

Our blog series helping the public with their frequently asked financial questions continues, this week taking a look at the issue of what to do if you realise that you can’t make your regular monthly second mortgage payments.

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21 August 2015 | Ask the Expert

Ask the Expert: Do I have enough money to buy my first property?

Our Ask the Expert series continues, looking at a range of issues and problems people face when it comes to managing their personal finance. This week, we take a look at the costs of buying a property.

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14 August 2015 | Ask the Expert

Ask the Expert: What should I do to manage my money better?

Our Ask the Expert series of financial FAQs continues, this time taking a look at how to manage your money better.

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Paul McGerrigan, Loan.co.uk CEO
13 August 2015 | B2B

Improving systems and embracing consumer technology will be key to driving new growth

As the second mortgage industry gears up for FCA regulation from 21st March next year, our chief executive Paul McGerrigan discusses the need for brokers and lenders to provide a better digital experience for customers.

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Paul McGerrigan, CEO of Loan.co.uk
07 August 2015 | Ask the Expert

Ask the Expert: What options do I have if I feel my monthly outgoings are high?

Loan.co.uk’s financial FAQ series continues, advising customers on how best to manage their finances. This week’s post discusses the important things to consider when taking out a debt consolidation loan.

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Paul McGerrigan, Loan.co.uk CEO
31 July 2015 | Ask the Expert

Ask the Expert: What options should I consider if I want to raise £20k?

If you need to raise money for a project such as home improvements, a new car, a deposit for a house or a wedding, there are 7 main ways you can go about it. We look at the options.

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24 July 2015 | Ask the Expert

Ask the Expert: How can I boost my credit score?

This week’s Ask the Expert post takes a look at ways to positively impact your credit score.

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Paul McGerrigan, CEO of Loan.co.uk
17 July 2015 | Ask the Expert

Ask the Expert: What’s the difference between a credit score and a credit report?

What’s the difference between a credit score and a credit report? Loan.co.uk takes a look at what each means in this Ask the Expert post.

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10 July 2015 | Ask the Expert

Ask the Expert: What should I consider when I first realise that my debt may have become unmanageable?

What should you consider when you first first realise that your debt may have become unmanageable? We take a look at what you should - and should not - do.

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08 July 2015 | Recent News

What are the key points from the Summer Budget?

We take a look at the announcement and what is means to your household finances, as the Chancellor implements his plan for reducing the deficit.

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Paul McGerrigan, Loan.co.uk CEO
03 July 2015 | Ask the Expert

Ask the Expert: Should I take a fixed term or variable mortgage?

Should you take a fixed term or variable mortgage? Loan.co.uk's CEO explains each option in his Ask the Expert blog.

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26 June 2015 | Ask the Expert

Ask the expert: Should I use a credit card?

Should credit cards be avoided by those in debt? Our CEO Paul McGerrigan looks at the pros and cons in his latest Ask the Expert post.

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Paul McGerrigan, CEO of Loan.co.uk
19 June 2015 | Ask the Expert

Ask the expert: What mortgage term should I take?

What is the best length of mortgage to take? From the traditional 25 years to making the term shorter or longer - it's all about affordability.

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02 June 2015 | financial guidance

What is the best mortgage term for you?

Loan.co.uk discusses the options for people to consider when choosing their mortgage term.

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20 April 2015 | financial guidance

Which credit option is best for you?

With the large amount of credit options that are now available, it can be confusing to know which one to go with. Let Loan.co.uk help you make a decision.

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30 March 2015 | Recent News

Investing in home improvement can add value to your property

An increasing number of people in the UK are now investing in home improvement – we discuss the trend and how our new tool can help to estimate the value of property renovation.

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25 March 2015 | Recent News

Budget 2015: Disposable income up as plans to help savers are announced

Loan.co.uk takes a look at what this year’s Budget means for people in the UK, and how the lowest earners will be better off

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19 March 2015 | Recent News

Over half of Brits confident they will be accepted for a loan

Survey points to increasing consumer confidence, as people in the UK benefit from greater household spending power

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Blog Post 2
13 March 2015 | Recent News

Brit households don’t fear base rate rise

Loan.co.uk survey finds that the majority of Brits could handle a rise in the mortgage base rate.

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05 March 2015 | Recent News

Loan.co.uk secures best newcomer award

Loan.co.uk discusses its recent award win and its commitment to offering customers a simple, fair and flexible approach to taking-out a second mortgage.

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